Loan Services

 
Loan origination & servicing accessible directly from Member Profile
Full Life Cycle
iSpectrum tracks the entire loan life cycle from prospecting to payoff in one easy-to-use tool. The system guides every step of the process and generates every form and document you need.
  • Full life cycle
  • Work queues
  • Form and document generation
Full Product Line
The loan tool supports consumer loans, credit cards, mortgages, lines of credit and small business loans. You can help members with all their borrowing needs.
  • Full product line
  • Origination wizard
  • Automated decisioning
Loan Origination Wizard

The Loan Origination Wizard begins with a “What If” calculator to model various options for comparison and sales opportunities. Your staff can help members get the best loan for their needs.

  • What-if Modeling
  • Previous applications
  • Credit bureau data
Automated Decisioning
The integrated rules engine allows you to set your credit decision rules for each product. Completed applications receive instant decisions and recommend the appropriate actions.

  • You set your credit rules
  • Instant decisions
  • Recommends actions

Copyright 2009 Fiserv, Inc.